back to college

Back to College Q & A

by Carolyn Sennett on August 16, 2017
Source: https://www.erieinsurance.com/blog/back-to-college

Is your child among the million students heading back to college any day now? If so, you’re probably busy helping them gather all the things they need for life away from home.

One of the things that you’ll want to discuss with them before they go back to college is how to keep their car and their belongings safe and protected. Here are some answers to a few of the most common questions that parents of college students often ask us.

Are my child’s belongings covered by my homeowners policy when she goes back to college?

That’s a great question. Students also often take expensive items to school like laptops, bikes and TVs, which can be pricey to replace if damaged or stolen items. The good news is that most insurers’ homeowners policies are designed to cover your child if something is stolen or destroyed.

At Erie Insurance, full-time students under the age of 24 are automatically covered under their parents’ policy. Part-time students and/or students who are 24 and older may need to take out a renters insurance policy to protect themselves and their belongings.
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